Happiness is….escaping to Roman times in Chester UK

While spending this time in the UK we've had a few good opportunities to see towns and artifacts from how life used to be back when it was ruled by the Roman Empire from 43 to 410AD. For the Stoic followers keeping score this is the same era as the likes of Musonius Rufus, Marcus Aurelius, Lucius Seneca and Epictetus. We've been very fortunate that for the princely sum of $6.60 we can board a...
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The Runway to Financial Independence

So after 4 months of procrastination, our first ever book 'The Runway to Financial Independence' is finally live and available on Amazon. The title ties in a little with the transition from my previous aerospace career except it was infinitely more interesting to write than the usual aircraft test plans and problem solutions. It was started back in early January at the Spanish apartment we...
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Six month post-FIRE update – Life on the other side of the FI mountain.

We're happy to report we made it to our 6 months FIRE milestone and life is definitely more relaxed and positive now. At the last check-in the mood was a little more subdued and apprehensive probably due to a mixture of residual burnout and some anxiety about the passive income falling short of our budget or being forced back to work for some reason. To give an update on a statement we made...
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Short-cutting your path to FIRE – Part 3 – The Dividend Snowball

Short-cutting your path to FIRE - Part 3 - The Dividend Snowball There is an old saying that money begets money, which basically means that people who make money then continue to naturally make more. We can't help but agree, especially when it comes to Dividend Growth Investing. After you've completed your initial snowball principal investment in a hand full of undervalued diversified...
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Short-cutting the long road to FIRE:Part 2 – Free passive income

Short-cutting to FIRE - Free passive income So we may have a problem, whilst having the best of intentions we may actually be frauds, charlatans even. It was never something we intentionally set out to do, it's just that when an opportunity presents itself we tend to jump on it and exploit it to it's full potential not realizing that someday we might be answerable for our actions to you...
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Short-cutting the long road to FIRE: Part 1 – Rental Income

If you take a look at your path up FIRE mountain it can be easy to get disheartened because at first glance it seems to involve considerable injections of cash combined with a lot of saving and investing to get the diversified passive income streams flowing. Taking a look at the main components that make up our diversified passive income every month our primary stream is rental income from...
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Brexit 2019: Our EU divorce countdown plan.

You know what they say about best laid plans? Well up until 2016 we thought we had most of this world freedom of movement goal of ours pretty much on it's way to being sewn up, we had UK citizenship by birth which then automatically gave us the freedom to roam the UK and every state in the EU which is a heck of a lot of land mass with some amazingly diverse cultures. We proceeded to add US...
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Endless summer days – our Vitamin D addiction..

Endless summer days When Kurt Cobain sung the words "weather changes moods" we can't help feeling he was very much onto something, for years growing up we lived through a great many UK winters where we basically never saw much in the way of daylight and the weather was dreary at best. This is obviously nothing new to anyone living in the northern countries or states who will likely testify to...
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Rental Income Property – more than just blocked toilets..

RENTAL INCOME PROPERTY  When it comes to rental income property one of the classic statements that we hear time and again against it is the "I don't want to be getting calls about blocked toilets at all hours" and we agree totally that these type of problems could turn off potential landlords but for us the advantages far outweigh these concerns. The income is only a part of the equation...
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Road Trippin’ USA – Part 2 – AZ and NV

Road Trippin' USA - Part 2 Northern Arizona and Southern Nevada If, or more likely when we plan a slow travel return to the USA as geographically-free healthcare expat retirees on 6 months travel insurance, then we think the desert south west would definitely fit the bill from a location perspective. It would be very easy to imagine a daily life of kayaking, mountain biking or trail running...
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